Auto Loan Refinance
Drive Down Your Auto Loan!
Refinance with Us and We’ll Beat Your Current Rate
Are you paying too much on your auto loan? If you financed your car at another financial institution, you could be overpaying. We’re here to help you save.
Refinance your auto loan with us, and we’ll beat your current rate by 2% APR* for the remaining term of your loan. It’s time to lower your monthly payments, save more, and keep driving the car you love—without the financial stress.
Don’t let a high-interest rate hold you back. Take advantage of this offer and start saving today!
*APR = Annual Percentage Rate. Floor rate is 5.74% APR. Must be a qualifying loan from another financial institution, dealership or finance company. Automatic payment options and no pre-payment penalties. Applicant must qualify for loan. Rates and terms are subject to change and may vary based on the loan term, vehicle model year, and your credit history. Refinancing is for remaining term of the existing loans. Subject to KBB valuation and current underwriting guidelines. Some restrictions may apply. Interest rates are set by the Board of Directors are subject to change. Offer expires 4/30/25.
HELOC Special Offer
Don't Move ... Improve!
A HELOC that really frees you! With a Home Equity Line of Credit (HELOC) from MAHPFCU, you can do just about anything: consolidate debt, make home improvements, pay for college, and more! And the best part, our HELOC has no annual fee, no application fee, and a free appraisal*.
We offer:
- A 1% rate discount for the first year
- Competitive low rates are tied to the newly lowered Prime Rate**
- Lines of credit from $10,000 up to $200,000†
- Free application + no annual fee
- Enjoy possible tax advantages (consult your tax advisor)
Be sure to check our current rates or call us at 925-524-LOAN (5626) today to see how a Home Equity Line of Credit Loan can benefit you!
*MAHPFCU will waive the application fee for all applicants. No annual fee. Appraisal fee will be collected at time of pre-approval and may vary from $600 to $1,500. APR=Annual Percentage Rate. Applicant must qualify for loan. Scheduled rate change dates occur on the 1st business day of January, April, July, and October. APR will never increase above 15.00%. Minimum advance of $10,000 is required at opening. Subsequent advances are a minimum of $500. Maximum number of advances per quarter is four (4). An early-termination fee of $500 applies if the loan is closed within the first 2 years. This offer is subject to other restrictions, terms, and conditions as stated by the Open-End Home Equity Credit Agreement & Truth-In-Lending Disclosure, copies of which are available from MAHPFCU. Rates and terms are subject to change without notice. Single unit owner occupied California residence only (single family residence, townhouse, or condominium). Adequate property insurance required for life of loan. Flood insurance may be required.
As of 12/19/2024, the Prime Rate (as published in the Wall Street Journal) is 7.50%. Floor rate is 3.000%. †80.01 - 90% CLTV for the $25,000 LOC; Up to 80% CLTV for $100,000 LOC; Up to 70% CLTV for $200,000 LOC
