Below please find our current fee schedule, effective July 15, 2024.
Please call us at (925) 524-5000 with any questions.
| SAVINGS (SHARE ACCOUNT) FEES | |
|---|
| Early Account Close Fee (Less Than 90 Days) | $25.00 |
| Early Withdrawals Certificate (Terms Under 2 years) - 1 month dividend | $25.00 minimum |
| Early Withdrawals Certificate (Terms Over 2 years) - 2 months dividend | $25.00 minimum |
| Escheat Letter | $5.00 each |
| No Activity Fee (after 12 months) | $5.00 each month |
| CHECKING (SHARE DRAFT) FEES | |
|---|
| Box of Checks | At Cost |
| Business Checking (Below Minimum Balance of $500.00) | $25.00 |
| Business Checking Account (Includes Mobile Deposit) | $50.00 per month |
| DBA Checking | $10.00 per month |
| Dividend Checking (Below Minimum Balance of $2,500.00) | $25.00 |
| No Activity for 90 Days | Account Closed |
| Temporary Checks (Replacements) | $5.00 per page |
| NON-SUFFICIENT FUNDS (NSF) FEES | |
|---|
| NSF ACH, Check, Bill Pay, Debit Card | $30.00 each |
| NSF Courtesy Pay (ACH, Debit Card, Check, Bill Pay) | $30.00 each |
| RETURNED ITEM FEES | |
|---|
| Returned A2A Transaction | $30.00 each |
| Returned Check (Deposited) | $30.00 each |
| Returned Check (Deposited and Drawn On-Self at Another FI) | $50.00 each |
| Returned Loan Payment | $30.00 each |
| Returned Visa Payment | $28.00 each |
| CASHIER’S CHECKS | |
|---|
| Cashier's Check (Check Payable) | $5.00 each |
| Reissue Voided Cashier’s Check | $5.00 each |
| Stale Dated Check Fee (After 90 Days) | $20.00 each |
| STOP PAYMENT FEES | |
|---|
| Stop Payment (Checks/ACH Revokes) - by MAHPFCU Employee | $20.00 each |
| Stop Payment (Checks/ACH Revokes) - initiated by Member on Online Banking | $15.00 each |
| Stop Payment (Lost/Stolen - Cashier’s Check/Money Order) | $20.00 each |
| HOME BANKING & BILL PAY FEES | |
|---|
| Proof of Payment Not Necessitated by a Dispute | $5.00 each |
| Rush (Bill Pay) | At Cost |
| Written Correspondence to Payee | $20.00 each |
| DEBIT CARD FEES | |
|---|
| Card Replacement (1 Free Per Year) | $20.00 each |
| Rush Order | At Cost |
| Transaction Receipt Copy | $25.00 each |
| WIRE TRANSFER FEES | |
|---|
| Incoming International Wire | No Charge |
| Incoming Wire | No Charge |
| Outgoing International Wire | $40.00 each |
| Outgoing Wire | $30.00 each |
| Wire Tracing | $30.00 each |
| MISCELLANEOUS FEES | |
|---|
| CARFAX Report (Refunded at Completion of Loan) | $19.99 |
| Bad Address Notification from Post Office | $5.00 each |
| Foreign Check Processing | $20.00 each |
| Levy/Lien/Subpoena Processing | $25.00 each |
| Member Requested FedEx | At Cost |
| Money Order | $3.00 each |
| Notary Service (Per Signature) | $15.00 each |
| Notary Service (MAHPCU Documents) | No Charge |
| Paper Statement (Scheduled for Mailing) | $3.00 each |
| Pay Via Podium (Cost Based on Transaction Amount) | At Cost |
| Research & Assistance of Member Account (1 Hour Minimum) | $25.00 per hour |
| Verification of Deposit | $10.00 each |
| COPY FEES | |
|---|
| Account History Printouts | $5.00 per page |
| Bill Pay Check | $5.00 each |
| Check (Share Draft) - Excess of 4 Per Month | $5.00 each |
| Check (Share Draft) - First 4 Per Month | No Charge |
| Cleared Cashier’s Check | $5.00 each |
| Credit Card Check | $5.00 each |
| Deposited Check | $5.00 each |
| Document Copy | $5.00 per page |
| Statement | $5.00 each |
| Tax Forms (1098, 1099) | $5.00 each |
| LOAN FEES | |
|---|
| Cash Infusion Application Fee | $20.00 each |
| Lien Satisfied Replacement | $20.00 each |
| Loan Coupons Replacement | $10.00 |
| Real Estate Loan Rate Reduction (Approved/Denied) | $1,500.00 |
| Reconveyance Fee (From $95 - $120) | At Cost |
| Subordination Fee (Home Equity Loans) | $150.00 each |
| Written Requests for Loan Payoffs | $25.00 each |
| CREDIT CARD FEES | |
|---|
| Card Replacement (1 Free Per Year) | $20.00 each |
| Duplicate Visa Statement | $5.00 each |
| Late Payment (Required Minimum Payment, Whichever is Less) | $20.00 each |
| PIN Replacement (1 Free Per Year) | $5.00 each |
| Visa Advance Fee (Non-MAHPCU Card) | $50.00 each |
| NON-MEMBER FEES | |
|---|
| ATM Surcharge | $3.00 each |
| Merchant Check Cashing (Greater of 10% of Item or $10) | $20.00 minimum |
| On-Us Check Cashing | $15.00 each |
| ATM FEES | |
|---|
| ATM Deposit (Exception/Correction) | $30.00 each |
