Put yourself in the driver's seat!
Today's healthcare employees are driven by their desire to help others. McKesson & Healthcare Providers FCU is also driven—our desire is for you to love your loan as much as you love your car!
With our low rates and flexible terms, the car you want is within reach:
- 135% MSRP or 135% Kelley Blue Book value, terms and conditions apply
- No obligation pre-approvals
- Easy online application process
- Refinance existing auto loans from other lenders
Pre-Approvals
Whenever considering an auto purchase, start by knowing what you can afford. A pre-approval tells others your financing is secure, giving you the green light to start shopping and confidence when negotiating your purchase price. Not to mention, a pre-approval can help speed up the entire purchase process. Even if you simply have a payment amount in mind, we can help you find a term and loan that will fit your budget.
Don't forget to check out these other important auto loan-related services!
Auto Buying
At McKesson & Healthcare Providers FCU, we have some amazing resources and tools for helping you locate and purchase your next vehicle!
Credit Union Direct Lending (CUDL)
Get a McKesson & Healthcare Providers FCU auto loan right at the dealership—even when our office is closed. Simply shop at a participating Credit Union Direct Lending (CUDL) dealer. Tell your salesperson that you're a member of McKesson & Healthcare Providers FCU.
Need Help Researching your Next Vehicle? Let us help! With CUDL AutoSMART, you can find the right car at the right price in a fraction of the time it would take you to do it alone. With CUDL AutoSMART, you can search and compare thousands of vehicles, get the Blue Book value for used vehicles as well as access to exclusive articles and auto buying tips.
Most importantly, you can locate a Credit Union Direct Lending (CUDL) dealership with the AutoSMART tool!
GAP Insurance
Guaranteed Asset Protection (GAP) Advantage coverage protects you against the financial risk associated with an upside down in value vehicle that is totaled or stolen. If you owe more than your car is worth, you will be held responsible for the difference. This is especially true with new cars that lose value as soon as you drive off the lot. GAP Advantage waives the difference between your primary insurance carrier's settlement and the payoff of your loan.
Guaranteed Asset Protection Advantage, or GAP Advantage, is a voluntary, non-insurance program that serves as a supplemental benefit. It does not replace your standard comprehensive, collision, or liability coverage.
As an added benefit, GAP Advantage also provides you with a $1,000 credit towards the financing of a replacement vehicle if financed with the same financial institution.
Mechanical Breakdown Insurance
Your vehicle is a major investment. That is why purchasing Mechanical Breakdown Protection (MBP) is a wise choice. MBP can help ensure that the investment in your vehicle is protected, and reduces the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure. Most important of all, Mechanical Breakdown Protection provides peace of mind so you can experience worry-free driving!
Free Look Period
You may cancel any time during the first 60 days, contingent on a claim not being filed, and get a 100% refund.
Features & Benefits
- Nationwide Protection
- 24-Hour Roadside Assistance for the term of your coverage
- Rental Vehicle Assistance
- Transferable Coverage if you sell your vehicle before your agreement expires
The Cost of Repairs
Did you know that one in three vehicles experience a mechanical failure in a given year? The typical extended warranty owner will make several claims during the life of their contract. Should your vehicle experience a failure after the manufacturer's warranty expires, without an extended warranty you will have no protection from the unexpected repair costs that can be in the thousands of dollars!
Vehicles today are growing extremely complex and contain high-tech sensors, electronics, and computers that suffer unexpected failure and need to be replaced. While engines and transmissions are more reliable than ever, it's these other sophisticated parts that frequently fail. As vehicles become increasingly more complex, associated repair costs rise dramatically!
