Effective date: August 11, 2023. APR = Annual Percentage Rate.
| Credit Card Rates | Maximum Amount | Base APR | Term | |
|---|
| VISA Platinum (No Rewards) |
$15,000 |
9.99% |
Revolving |
|
| VISA Platinum (Rewards) |
$15,000 |
11.99% |
Revolving |
|
| Secured VISA |
$2,500 |
17.99% |
Revolving |
|
| Loan Type | Maximum Amount | APR as low as | Term | |
|---|
| Personal Loans |
Up to $20,000 |
9.49% |
60 months |
|
| Loan Type | Maximum Amount | APR as low as | Term | |
|---|
| New Autos |
Up to 135% MSRP |
5.49% |
Up to 48 months |
|
| New Autos |
Up to 135% MSRP |
5.99% |
49-60 months |
|
| New Autos |
Up to 135% MSRP |
6.49% |
61-72 months |
|
| New Autos |
Up to 135% MSRP |
7.59% |
73-84 months |
|
| Loan Type | Maximum Amount | APR as low as | Term | |
|---|
| Used Autos |
Up to 135% MSRP |
5.74% |
Up to 48 months |
|
| Used Autos |
Up to 135% MSRP |
6.24% |
49-60 months |
|
| Used Autos |
Up to 135% MSRP |
6.74% |
61-72 months |
|
| Used Autos |
Up to 135% MSRP |
7.74% |
73-84 months |
|
| Loan Type | Maximum Amount | APR as low as | Term | |
|---|
| New Motorcycles |
Up to 125% MSRP |
7.99% |
up to 48 months |
|
| New Motorcycles |
Up to 125% MSRP |
8.99% |
49 - 72 months |
|
| Home Equity Loans | Base APR | Term | |
|---|
Home Equity Line of Credit
Up to $200,000
Rate is Variable / Term = 10 Year Draw + 15 Year Repayment |
Prime - 0.50% [Up to 70% CLTV] |
Open-End |
|
| Prime + 0.50% [71 - 80% CLTV] |
Open-End |
|
| Prime + 1.00% [81 - 90% CLTV] |
Open-End |
|
| Loan Type | APR as low as | Term | |
|---|
| Title Loan |
18.00% |
up to 36 months |
|
| Share Secured Loan |
4.55% |
up to 60 months |
|
| Certificate Secured Loan |
Certificate Rate + 3.00% |
Term of Certificate |
|
Interest rates are set by the Board of Directors and are subject to change.
